The Family Mortgage program, extended in the summer until 2030, allows families with two or more minor children, at least one child under six years of age, or raising a child with a disability born before December 31, 2023, to receive up to 6 million rubles at a rate of 6% and a down payment of 20% for an apartment in a new building, the construction of a private house, or the purchase of a finished residential building with a plot of land.