Nevertheless, the tight monetary policy in the Russian Federation makes deposits in rubles more profitable than in yuan, Freedom Finance Global analyst Natalya Milchakova is sure. She explained that even taking into account the growth of the Chinese currency over the past year from 10.55 to 12.73 rubles (20%), due to the difference in rates, the final profit turned out to be 2.3 times higher specifically on a deposit in Russian currency .